{"id":17982,"date":"2025-03-28T09:15:39","date_gmt":"2025-03-28T09:15:39","guid":{"rendered":"https:\/\/godstreasury.com\/?page_id=17982"},"modified":"2026-10-20T13:02:14","modified_gmt":"2026-10-20T13:02:14","slug":"terms-of-service","status":"publish","type":"page","link":"https:\/\/godstreasury.com\/fr\/terms-of-service\/","title":{"rendered":"Terms of Service"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"17982\" class=\"elementor elementor-17982\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-382247e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"382247e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0199f90 elementor-widget elementor-widget-html\" data-id=\"0199f90\" data-element_type=\"widget\" data-e-type=\"widget\" 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.ic{width:44px;height:44px;border-radius:13px;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:19px;flex:none}.gt .fside .cl a.wa .ic{background:#1fa855}\r\n.gt .fside .cl small{display:block;color:var(--mut);font-size:12.5px}.gt .fside .cl b{color:var(--navy);font-size:15px;word-break:break-word}\r\n.gt .fbx{background:#fff;border:1px solid var(--line);border-radius:28px;padding:clamp(22px,4vw,40px);box-shadow:0 40px 70px -42px rgba(10,31,68,.45)}\r\n.gt .fbx h3{font-size:22px;margin-bottom:6px}.gt .fbx>p{color:var(--mut);font-size:14.5px;margin-bottom:22px}\r\n.gt .fr2{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}\r\n.gt .fl2{display:flex;flex-direction:column;gap:7px;margin-bottom:16px}.gt .fl2>label,.gt .fl2>span.lb{font-weight:600;font-size:13.5px;color:var(--navy)}.gt .fl2 i.rq{color:var(--or);font-style:normal}\r\n.gt .fl2 input,.gt .fl2 select,.gt .fl2 textarea{width:100%;border:1.5px solid var(--line)!important;background:var(--bg)!important;border-radius:14px!important;padding:13px 16px!important;font-size:15px!important;color:var(--ink)!important;outline:none;transition:border-color .2s,background .2s;height:auto!important;min-height:0;margin:0!important;line-height:1.4;box-shadow:none!important}\r\n.gt .fl2 textarea{min-height:120px;resize:vertical}\r\n.gt .fl2 input:focus,.gt .fl2 select:focus,.gt .fl2 textarea:focus{border-color:var(--or)!important;background:#fff!important}\r\n.gt .chk{display:flex;flex-wrap:wrap;gap:8px}\r\n.gt .chk label{position:relative;cursor:pointer}\r\n.gt .chk input{position:absolute;opacity:0;width:1px;height:1px}\r\n.gt .chk span{display:inline-flex;align-items:center;gap:8px;padding:10px 16px;border-radius:99px;border:1.5px solid var(--line);background:#fff;font-weight:600;font-size:14px;color:var(--mut);transition:all .2s}\r\n.gt .chk span::before{content:\"\";width:16px;height:16px;border-radius:5px;border:1.5px solid #c3cde3;transition:all .2s}\r\n.gt .chk input:checked+span{border-color:var(--or);color:var(--navy);background:rgba(232,115,15,.07)}\r\n.gt .chk input:checked+span::before{background:var(--or);border-color:var(--or);box-shadow:inset 0 0 0 3px #fff}\r\n.gt .chk input:focus-visible+span{outline:3px solid var(--or);outline-offset:2px}\r\n.gt .fbtn{display:flex;flex-wrap:wrap;gap:12px;margin-top:6px}\r\n.gt .fnote{margin-top:16px;padding:14px 16px;border-radius:14px;background:rgba(31,168,85,.1);color:#16743c;font-size:14px;font-weight:600}\r\n\/* calculator *\/\r\n.gt .calc{display:grid;grid-template-columns:1.05fr .95fr;background:#fff;border-radius:32px;overflow:hidden;box-shadow:0 50px 90px -44px rgba(10,31,68,.5);border:1px solid var(--line)}\r\n.gt .calc>div{padding:clamp(24px,4vw,48px)}\r\n.gt .calc h2{font-size:clamp(24px,3vw,34px);margin-bottom:8px}.gt .calc .lf>p{color:var(--mut);margin-bottom:24px}\r\n.gt .seg{display:grid;grid-template-columns:1fr 1fr;gap:8px;background:var(--bg);padding:6px;border-radius:16px;margin-bottom:22px}\r\n.gt .seg label{position:relative;cursor:pointer}.gt .seg input{position:absolute;opacity:0}\r\n.gt .seg span{display:block;text-align:center;padding:12px;border-radius:12px;font-weight:700;font-size:14.5px;color:var(--mut);transition:all .2s}\r\n.gt .seg span small{display:block;font-weight:500;font-size:12px}\r\n.gt .seg input:checked+span{background:#fff;color:var(--navy);box-shadow:0 8px 18px -10px rgba(10,31,68,.4)}\r\n.gt .seg input:focus-visible+span{outline:3px solid var(--or)}\r\n.gt .calc input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:8px;background:linear-gradient(90deg,var(--or) var(--p,30%),var(--line) var(--p,30%));cursor:pointer;margin:6px 0 4px;border:0;padding:0}\r\n.gt .calc input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:#fff;border:7px solid var(--navy);box-shadow:0 6px 14px rgba(10,31,68,.4)}\r\n.gt .calc input[type=range]::-moz-range-thumb{width:14px;height:14px;border-radius:50%;background:#fff;border:7px solid var(--navy)}\r\n.gt .calc .cap{font-size:13px;color:var(--mut);margin-top:6px}\r\n.gt .calc .rs{background:linear-gradient(155deg,var(--navy2),var(--navy));color:#fff;position:relative;overflow:hidden;display:flex;flex-direction:column}\r\n.gt .calc .rs::before{content:\"\";position:absolute;right:-60px;bottom:-60px;width:200px;height:200px;border-radius:50%;border:34px solid rgba(232,115,15,.45)}\r\n.gt .calc .rs>*{position:relative}\r\n.gt .calc .rs small{color:#b9c7e6;font-weight:600}.gt .calc .rs .bigv{font-size:clamp(36px,5vw,50px);font-weight:700;margin:4px 0 22px;color:#fff;line-height:1.1}\r\n.gt .calc .rw{display:flex;justify-content:space-between;gap:12px;padding:14px 0;border-top:1px solid rgba(255,255,255,.15);color:#b9c7e6;font-size:15px}.gt .calc .rw b{color:#fff}\r\n.gt .calc .rs .btn{margin-top:auto}.gt .calc .dis{font-size:12.5px;color:#9fb0d4;margin:16px 0 18px}\r\n\/* accordion *\/\r\n.gt .acc details{background:#fff;border:1px solid var(--line);border-radius:18px;margin-bottom:12px;transition:border-color .2s,box-shadow .2s}\r\n.gt .acc details[open]{border-color:rgba(232,115,15,.45);box-shadow:0 24px 40px -30px rgba(10,31,68,.45)}\r\n.gt .acc summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 22px;font-weight:600;font-size:16px;color:var(--navy)}\r\n.gt .acc summary::-webkit-details-marker{display:none}\r\n.gt .acc summary .pm{width:32px;height:32px;border-radius:50%;background:var(--bg);display:grid;place-items:center;flex:none;transition:transform .3s,background .3s,color .3s;color:var(--navy);font-size:16px}\r\n.gt .acc details[open] summary .pm{transform:rotate(45deg);background:var(--or);color:#fff}\r\n.gt .acc .ans{padding:0 22px 20px;color:var(--mut);font-size:15px;line-height:1.75}\r\n.gt .acc .ans p+p,.gt .acc .ans p+ul,.gt .acc .ans ul+p{margin-top:10px}\r\n.gt .acc .ans ul{margin:8px 0 0 0!important;padding-left:20px!important}.gt .acc .ans li{margin-bottom:4px;list-style:disc}\r\n.gt .acc .ans a{color:var(--or2);font-weight:600}\r\n.gt .fcat+.fcat{margin-top:34px}.gt .fcat h3{font-size:20px;margin-bottom:14px;display:flex;align-items:center;gap:10px}.gt .fcat h3 svg{color:var(--or)}\r\n.gt .fsrch{display:flex;align-items:center;gap:10px;background:#fff;border:1.5px solid var(--line);border-radius:18px;padding:6px 6px 6px 18px;max-width:560px;box-shadow:0 20px 40px -26px rgba(10,31,68,.5)}\r\n.gt .fsrch:focus-within{border-color:var(--or)}.gt .fsrch svg{color:var(--mut);font-size:20px}\r\n.gt .fsrch input{flex:1;min-width:0;border:0!important;background:transparent!important;outline:none;font-size:15.5px!important;padding:12px 4px!important;margin:0!important;height:auto!important;box-shadow:none!important;color:var(--ink)!important}\r\n\/* legal *\/\r\n.gt .legal{display:grid;grid-template-columns:260px minmax(0,1fr);gap:56px;align-items:start;max-width:1100px;margin:0 auto}\r\n.gt .ltoc{position:sticky;top:110px;background:#fff;border:1px solid var(--line);border-radius:20px;padding:18px}\r\n.gt .ltoc h4{font-size:13px;color:var(--navy);margin-bottom:10px;display:flex;gap:8px;align-items:center}.gt .ltoc h4 svg{color:var(--or)}\r\n.gt .ltoc a{display:block;padding:6px 10px;border-radius:10px;font-size:13.5px;color:var(--mut);line-height:1.4}.gt .ltoc a:hover{background:var(--bg);color:var(--navy)}\r\n.gt .prose{font-size:16.5px;line-height:1.85;color:#2a3550}\r\n.gt .prose h2{font-size:clamp(21px,2.4vw,26px);margin:1.8em 0 .6em;scroll-margin-top:110px}.gt .prose h2:first-child{margin-top:0}\r\n.gt .prose p{margin:0 0 1.1em}.gt .prose a{color:var(--or2);text-decoration:underline}\r\n.gt .prose ul{list-style:none;margin:0 0 1.3em!important;padding:0!important}\r\n.gt .prose ul li{position:relative;padding-left:28px;margin-bottom:.55em!important;list-style:none!important}\r\n.gt .prose ul li::before{content:\"\";position:absolute;left:6px;top:.7em;width:8px;height:8px;border-radius:50%;background:var(--or);box-shadow:0 0 0 4px rgba(232,115,15,.15)}\r\n.gt .prose strong{color:var(--navy)}\r\n.gt .lmeta{display:flex;flex-wrap:wrap;gap:10px;margin-top:6px}.gt .lmeta span{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border-radius:99px;background:#fff;border:1px solid var(--line);font-size:13px;font-weight:600;color:var(--navy)}.gt .lmeta svg{color:var(--or)}\r\n\/* give slot *\/\r\n.gt .give{background:#fff;border:1px solid var(--line);border-radius:28px;padding:clamp(18px,3vw,30px);box-shadow:0 40px 70px -42px rgba(10,31,68,.45);min-height:120px}\r\n.gt .give.has .gv-fallback{display:none}\r\n.gt .gv-fallback{text-align:center;padding:20px}.gt .gv-fallback p{color:var(--mut);margin:8px 0 18px}.gt .gv-fallback .cta{justify-content:center}\r\n.gt .tiers2{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}\r\n.gt .tiers2 div{background:#fff;border:1px solid var(--line);border-radius:22px;padding:22px 18px;text-align:center;transition:transform .3s,border-color .3s}\r\n.gt .tiers2 div:hover{transform:translateY(-6px);border-color:var(--or)}\r\n.gt .tiers2 b{display:block;font-size:24px;color:var(--or);margin-bottom:6px}.gt .tiers2 p{color:var(--mut);font-size:14px;line-height:1.5}\r\n@media(max-width:1100px){.gt .cg4{grid-template-columns:repeat(2,1fr)}.gt .tiers2{grid-template-columns:repeat(3,1fr)}.gt .stp{grid-template-columns:repeat(2,1fr)}}\r\n@media(max-width:980px){.gt .split,.gt .fwrap,.gt .calc,.gt .legal{grid-template-columns:1fr}.gt .cg3{grid-template-columns:1fr 1fr}.gt .ltoc{position:static}.gt .split .pic{max-width:560px;margin:0 auto}}\r\n@media(max-width:680px){.gt .cg2,.gt .cg3,.gt .cg4,.gt .stp{grid-template-columns:1fr}.gt .tiers2{grid-template-columns:1fr 1fr}.gt .fr2{grid-template-columns:1fr}.gt .fbtn .btn{flex:1 1 100%}.gt .big{flex-direction:column;align-items:flex-start;gap:10px}.gt .flt{right:0;bottom:10px;padding:10px 12px}.gt .hpic{padding:0 0 18px 18px}.gt .rules>div{padding:16px;gap:14px}.gt .acc summary{padding:16px 18px;font-size:15px}.gt .acc .ans{padding:0 18px 18px}.gt .ltoc{display:none}}\r\n<\/style>\r\n<div class=\"gt\" id=\"gt\"><svg width=\"0\" height=\"0\" style=\"position:absolute;width:0;height:0;overflow:hidden\" aria-hidden=\"true\"><defs><symbol id=\"g-arrow\" viewBox=\"0 0 24 24\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/symbol><symbol id=\"g-phone\" viewBox=\"0 0 24 24\"><path d=\"M5 4h4l2 5-2.5 1.5a11 11 0 005 5L15 13l5 2v4a2 2 0 01-2 2A16 16 0 013 6a2 2 0 012-2z\"\/><\/symbol><symbol id=\"g-mail\" viewBox=\"0 0 24 24\"><rect x=\"3\" y=\"5\" width=\"18\" height=\"14\" rx=\"2\"\/><path d=\"M3 7l9 6 9-6\"\/><\/symbol><symbol id=\"g-pin\" viewBox=\"0 0 24 24\"><path d=\"M12 21s-7-6.2-7-11.5a7 7 0 0114 0C19 14.8 12 21 12 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0113-2h2v4h-2l-1 3v3h-3v-2h-4v2H7v-3a6 6 0 01-2-5zM15 9h.01\"\/><\/symbol><symbol id=\"g-leaf\" viewBox=\"0 0 24 24\"><path d=\"M5 19C4 10 9 4 20 4c0 11-6 16-15 15zM5 19c3-5 6-8 10-10\"\/><\/symbol><symbol id=\"g-heart\" viewBox=\"0 0 24 24\"><path d=\"M12 21s-8-5-8-11a4.5 4.5 0 018-2.5A4.5 4.5 0 0120 10c0 6-8 11-8 11z\"\/><\/symbol><symbol id=\"g-cap\" viewBox=\"0 0 24 24\"><path d=\"M2 9l10-5 10 5-10 5zM6 11v5c3 2 9 2 12 0v-5\"\/><\/symbol><symbol id=\"g-handshake\" viewBox=\"0 0 24 24\"><path d=\"M2 12l4-4 4 2 4-3 4 3 4 4-6 5-3-2-3 2z\"\/><\/symbol><symbol id=\"g-tree\" viewBox=\"0 0 24 24\"><circle cx=\"12\" cy=\"5\" r=\"2.5\"\/><circle cx=\"5\" cy=\"19\" r=\"2.5\"\/><circle cx=\"19\" cy=\"19\" r=\"2.5\"\/><path d=\"M12 7.5V12M12 12H5v4.5M12 12h7v4.5\"\/><\/symbol><symbol id=\"g-help\" viewBox=\"0 0 24 24\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M9.5 9a2.5 2.5 0 015 .5c0 1.5-2.5 2-2.5 3.5M12 17v.01\"\/><\/symbol><symbol id=\"g-search\" viewBox=\"0 0 24 24\"><circle cx=\"11\" cy=\"11\" r=\"7\"\/><path d=\"M20 20l-3.5-3.5\"\/><\/symbol><symbol id=\"g-brief\" viewBox=\"0 0 24 24\"><rect x=\"3\" y=\"7\" width=\"18\" height=\"13\" rx=\"2\"\/><path d=\"M9 7V5a2 2 0 012-2h2a2 2 0 012 2v2M3 13h18\"\/><\/symbol><symbol id=\"g-lock\" viewBox=\"0 0 24 24\"><path d=\"M5 11h14v10H5zM8 11V8a4 4 0 018 0v3\"\/><\/symbol><symbol id=\"g-img\" viewBox=\"0 0 24 24\"><rect x=\"3\" y=\"4\" width=\"18\" height=\"16\" rx=\"2\"\/><circle cx=\"9\" cy=\"10\" r=\"2\"\/><path d=\"M21 16l-5-5-9 9\"\/><\/symbol><symbol id=\"g-left\" viewBox=\"0 0 24 24\"><path d=\"M19 12H5M11 6l-6 6 6 6\"\/><\/symbol><symbol id=\"g-close\" viewBox=\"0 0 24 24\"><path d=\"M6 6l12 12M18 6L6 18\"\/><\/symbol><symbol id=\"g-expand\" viewBox=\"0 0 24 24\"><path d=\"M15 3h6v6M9 21H3v-6M21 3l-7 7M3 21l7-7\"\/><\/symbol><symbol id=\"g-globe\" viewBox=\"0 0 24 24\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M3 12h18M12 3c3 3 3 15 0 18M12 3c-3 3-3 15 0 18\"\/><\/symbol><symbol id=\"g-list\" viewBox=\"0 0 24 24\"><path d=\"M8 6h13M8 12h13M8 18h13M3 6h.01M3 12h.01M3 18h.01\"\/><\/symbol><symbol id=\"g-scale\" viewBox=\"0 0 24 24\"><path d=\"M12 3v18M6 21h12M5 7h14M5 7l-3 7a3 3 0 006 0zM19 7l-3 7a3 3 0 006 0z\"\/><\/symbol><symbol id=\"g-gift\" viewBox=\"0 0 24 24\"><rect x=\"3\" y=\"8\" width=\"18\" height=\"4\" rx=\"1\"\/><path d=\"M12 8v13M5 12v9h14v-9M12 8C9 8 7 6.5 7.5 5S10.5 4 12 8c1.5-4 3.5-4.5 4.5-3S15 8 12 8z\"\/><\/symbol><symbol id=\"g-drop\" viewBox=\"0 0 24 24\"><path d=\"M12 3s6 6.5 6 11a6 6 0 01-12 0c0-4.5 6-11 6-11z\"\/><\/symbol><symbol id=\"g-plus\" viewBox=\"0 0 24 24\"><path d=\"M12 5v14M5 12h14\"\/><\/symbol><\/defs><\/svg>\r\n<section class=\"hx\" style=\"padding-bottom:clamp(40px,5vw,60px)\"><div class=\"w\" style=\"grid-template-columns:1fr;max-width:900px\"><div class=\"txt\"><div class=\"bdg\"><i><svg class=\"i\"><use href=\"#g-lock\"\/><\/svg><\/i>Legal<\/div><h1>Terms of <em>Service<\/em><\/h1><p class=\"lead\">By accessing or using the GTCS website, you agree to these Terms of Service. Please read them carefully.<\/p><div class=\"lmeta\"><span><svg class=\"i\"><use href=\"#g-cal\"\/><\/svg>Effective 27 March 2025<\/span><span><svg class=\"i\"><use href=\"#g-scale\"\/><\/svg>Governed by Nigerian law<\/span><\/div><\/div><\/div><\/section>\r\n<section style=\"padding-top:clamp(30px,4vw,50px)\"><div class=\"w\"><div class=\"legal\"><nav class=\"ltoc\" aria-label=\"On this page\"><h4><svg class=\"i\"><use href=\"#g-list\"\/><\/svg>On this page<\/h4><a href=\"#s1\">1. Acceptance of terms<\/a><a href=\"#s2\">2. Use of the website<\/a><a href=\"#s3\">3. Intellectual property<\/a><a href=\"#s4\">4. Privacy policy<\/a><a href=\"#s5\">5. User accounts and forms<\/a><a href=\"#s6\">6. Third-party links<\/a><a href=\"#s7\">7. Disclaimers<\/a><a href=\"#s8\">8. Limitation of liability<\/a><a href=\"#s9\">9. Modifications<\/a><a href=\"#s10\">10. Governing law<\/a><a href=\"#s11\">11. Contact us<\/a><\/nav><article class=\"prose\"><h2 id=\"s1\">1. Acceptance of terms<\/h2><p>By accessing or using the website of God\u2019s Treasury Cooperative Society (GTCS), located at <a href=\"https:\/\/godstreasury.com\">www.godstreasury.com<\/a> (\u201cWebsite\u201d), you agree to comply with and be legally bound by these Terms of Service. If you do not agree, you should discontinue use immediately.<\/p><p>These Terms apply to all visitors, users, and others who access or use the Website.<\/p><h2 id=\"s2\">2. Use of the website<\/h2><p>You agree to use this Website only for lawful purposes and in accordance with applicable Nigerian laws, including but not limited to:<\/p><ul><li>Nigeria Data Protection Regulation (NDPR)<\/li><li>Cybercrimes (Prohibition, Prevention, etc.) Act, 2015<\/li><li>Nigerian Communications Commission (NCC) Internet Regulations<\/li><li>Cooperative Societies Act (where applicable to services described)<\/li><\/ul><p>You agree not to:<\/p><ul><li>Use the site to transmit any malware or harmful code<\/li><li>Attempt to gain unauthorized access to systems or accounts<\/li><li>Engage in fraud, misrepresentation, or illegal financial activity<\/li><li>Violate the intellectual property rights of GTCS or third parties<\/li><\/ul><h2 id=\"s3\">3. Intellectual property<\/h2><p>All content on this Website, including text, graphics, logos, icons, images, audio clips, software, and layout, is the property of GTCS or licensed third parties and is protected under Nigerian copyright and intellectual property laws.<\/p><p>You may not:<\/p><ul><li>Copy, reproduce, republish, upload, or distribute any material without written permission<\/li><li>Modify or reverse-engineer any part of the Website<\/li><\/ul><h2 id=\"s4\">4. Privacy policy<\/h2><p>By using our Website, you acknowledge and consent to our <a href=\"https:\/\/godstreasury.com\/privacy-policy\/\">Privacy Policy<\/a>, which governs how we collect, store, and process personal data in compliance with the NDPR.<\/p><p>We do not sell or rent your data to third parties. Data collected is used only to improve user experience, respond to inquiries, and deliver relevant GTCS services.<\/p><h2 id=\"s5\">5. User accounts and forms<\/h2><p>If you submit any forms (e.g., contact, registration, investment inquiries), you agree to provide accurate, current, and complete information. You may not impersonate another person or entity.<\/p><p>GTCS reserves the right to refuse service, disable form submissions, or restrict access if misuse is detected.<\/p><h2 id=\"s6\">6. Third-party links<\/h2><p>Our Website may contain links to external websites for informational purposes. GTCS is not responsible for the content, accuracy, or data handling practices of third-party sites. Use them at your own discretion.<\/p><h2 id=\"s7\">7. Disclaimers<\/h2><p>The content provided on this Website is for general information purposes only and does not constitute legal, financial, or professional advice. GTCS makes no guarantees regarding:<\/p><ul><li>The completeness or accuracy of content<\/li><li>Continuous, error-free website operation<\/li><li>The outcome of any financial or cooperative decision made through website information<\/li><\/ul><h2 id=\"s8\">8. Limitation of liability<\/h2><p>GTCS, its officers, employees, and agents shall not be liable for any direct or indirect damages resulting from:<\/p><ul><li>Use or inability to use the Website<\/li><li>Unauthorized access or alteration of data<\/li><li>Errors, delays, interruptions, or cyber-attacks<\/li><\/ul><p>You use this Website at your own risk.<\/p><h2 id=\"s9\">9. Modifications<\/h2><p>GTCS reserves the right to update or modify these Terms of Service at any time without prior notice. Any changes will be posted on this page with an updated effective date.<\/p><p>Your continued use of the Website after changes are made constitutes acceptance of those changes.<\/p><h2 id=\"s10\">10. Governing law<\/h2><p>These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes arising out of or in connection with this Website shall be subject to the exclusive jurisdiction of Nigerian courts.<\/p><h2 id=\"s11\">11. Contact us<\/h2><p>For any questions regarding these Terms of Service, please contact:<\/p><ul><li>Email: <a href=\"mailto:info@godstreasury.com\">info@godstreasury.com<\/a><\/li><li>Phone: <a href=\"tel:+2347011871220\">+234 701 187 1220<\/a><\/li><li>Address: 11 Ogunmefun Street, Off Bawala Street, Pedro, Somolu, Lagos, Nigeria<\/li><\/ul><p>By using this Website, you agree to these Terms of Service.<\/p><\/article><\/div><\/div><\/section><section class=\"bgs\"><div class=\"w fwrap\"><div class=\"fside rv\"><div class=\"tag\">Questions?<\/div><h2>Contact us about this policy.<\/h2><p>If you have any questions or concerns, reach us any way you like.<\/p><div class=\"cl\"><a class=\"wa\" href=\"https:\/\/wa.me\/2347011871220\" target=\"_blank\" rel=\"noopener\"><span class=\"ic\"><svg class=\"i\"><use href=\"#g-wa\"\/><\/svg><\/span><span><small>WhatsApp<\/small><b>Chat with our team<\/b><\/span><\/a><a href=\"tel:+2347011871220\"><span class=\"ic\"><svg class=\"i\"><use href=\"#g-phone\"\/><\/svg><\/span><span><small>Call us<\/small><b>+234 701 187 1220<\/b><\/span><\/a><a href=\"mailto:info@godstreasury.com\"><span class=\"ic\"><svg class=\"i\"><use href=\"#g-mail\"\/><\/svg><\/span><span><small>Email<\/small><b>info@godstreasury.com<\/b><\/span><\/a><\/div><\/div><form class=\"fbx gt-wf rv\" data-subject=\"Question about the Terms of Service\" data-email=\"info@godstreasury.com\" data-wa=\"2347011871220\" action=\"mailto:info@godstreasury.com\" method=\"post\" enctype=\"text\/plain\"><h3>Send a question<\/h3><p>We reply during office hours, Monday to Saturday.<\/p><div class=\"fl2\"><label for=\"f-name\">Full name <i class=\"rq\">*<\/i><\/label><input id=\"f-name\" name=\"Name\" type=\"text\" required autocomplete=\"name\" placeholder=\"\"><\/div><div class=\"fr2\"><div class=\"fl2\"><label for=\"f-email\">Email <i class=\"rq\">*<\/i><\/label><input id=\"f-email\" name=\"Email\" type=\"email\" required autocomplete=\"email\" placeholder=\"\"><\/div><div class=\"fl2\"><label for=\"f-phone\">Phone (optional)<\/label><input id=\"f-phone\" name=\"Phone\" type=\"tel\" autocomplete=\"tel\" placeholder=\"\"><\/div><\/div><div class=\"fl2\"><label for=\"f-message\">Your question <i class=\"rq\">*<\/i><\/label><textarea id=\"f-message\" name=\"Message\" required placeholder=\"\"><\/textarea><\/div>\r\n<div class=\"fbtn\"><button class=\"btn wa\" type=\"submit\"><svg class=\"i\"><use href=\"#g-wa\"\/><\/svg>Send via WhatsApp<\/button><button class=\"btn o gt-em\" type=\"button\"><svg class=\"i\"><use href=\"#g-mail\"\/><\/svg>Send via email<\/button><\/div>\r\n<div class=\"fnote\" hidden>Your message is ready. 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