Reading Time: 3 minutesIt’s easy to take this for granted until you’re faced with an emergency, a business opportunity, or even the need to pay school fees—and the bank turns you away, or offers you a loan with interest so high it feels like punishment for dreaming.

Reading Time: 11 minutesStarting a small business in 2025 is more than just a dream; it’s a powerful opportunity to take control of your future and contribute to the economy in meaningful ways. Whether you’re fueled by passion

Reading Time: < 1 minuteCooperative societies are more than just financial institutions—they are community-driven platforms that help members achieve their goals through mutual support. But how exactly do they work? Let’s break it down step by step.

Reading Time: 2 minutesEvery lender wants to know why you need the money. Is it for buying inventory, expanding your shop, or managing cash flow? Clearly outlining your purpose makes your loan request stronger.

Reading Time: 3 minutesA cooperative is a democratized economy in motion. It’s people coming together to save, invest, lend, and grow—not just for profit, but for purpose.

Reading Time: 4 minutesOne example is Thrive Agric—a tech-driven cooperative that connects investors to real farmers with traceable outcomes. In 2023, despite volatility, they supported over 500,000 farmers and secured produce across 20 states.

Reading Time: 10 minutesGone are the days of balancing checkbooks or wrestling with clunky spreadsheets. Today’s expense tracking apps are smart, sleek, and powerful. They sync with your bank accounts in real time, alert you to unusual spending, and even help cancel subscriptions you’re no longer using

Reading Time: 12 minutesIn today’s evolving economy, individuals and communities alike are searching for sustainable, inclusive ways to build wealth. One increasingly popular model is cooperative membership, a strategy rooted in shared ownership, democratic control, and mutual economic benefit.

Reading Time: 4 minutesLet me start with this: one of the good things about Africa—particularly Nigeria—is that many people still have the opportunity to build their own homes. I’m not saying it’s easy, but hear me out.