Get the funds you need, fast.
GTCS members can access soft loans within 24 hours of joining, and regular loans of up to twice their savings. Simple process, fair interest, flexible repayment.
Two loans built for members.
Choose the option that fits where you are on your membership journey.
Soft loan
Quick support when you need it, accessible within 24 hours of membership.
Regular loan
Bigger loans for bigger plans, for members who have saved with GTCS for at least six months.
Estimate your repayment
Pick a loan type, enter an amount and see what you'll pay back.
This is an estimate based on GTCS's published rates. Your final terms are confirmed when your loan is approved.
Apply for this loanThe process of obtaining a loan.
Be a member
Loans are for registered GTCS members. Join here if you're new.
Get the loan form
Download the loan form from our resources page and fill it.
Sign up 2 guarantors
Get two guarantors who are GTCS members to sign your form.
Email it to us
Send the completed form to [email protected].
A guarantor must have been a GTCS member for three months or more, and must not have defaulted on paying back their own loan. Guarantors take responsibility for repayment if the borrower defaults.
Fill it, get it signed, and email it to [email protected].
Talk to our loans team.
Not sure which loan fits you, or need help with your form? Reach us any way you like.
