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Société coopérative des trésors de Dieu

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Société coopérative numérique certifiée · Lagos, Nigeria
Loans for members

Get the funds you need, fast

GTCS members can access soft loans within 24 hours of joining, and regular loans of up to twice their savings. Simple process, fair interest, flexible repayment.

From 3% interestUp to 12 months2 guarantors
Soft loan in 24 hoursFor new members
Loan types

Two loans built for members

Choose the option that fits where you are on your membership journey.

Available from day one

Prêt souple

Quick support when you need it, accessible within 24 hours of membership.

Interest3%
Maximum amount₦500,000
RepaymentUp to 4 months
AvailableWithin 24 hours of joining
After 6 months of saving

Prêt régulier

Bigger loans for bigger plans, for members who have saved with GTCS for at least six months.

Interest8% (one-time)
Maximum amount2× your savings
RepaymentUp to 12 months
AvailableAfter 6 months of membership
Calculatrice de prêt

Évaluez votre remboursement

Choisissez un type de prêt, saisissez un montant et votre montant d’économies mensuel pour voir ce que vous devrez payer chaque mois.

Minimum ₦5 000. Vous pouvez économiser autant que vous le souhaitez.
Prime de première mois
₦0
Principale à taux d'intérêt par mois₦0
Intérêt (3 % mensuel)₦0
Frais de NIP (seulement le premier mois)₦1,000
Premier versement du prêt (hors économies)₦0
Économies mensuelles₦0
Après des mois₦0
Total des intérêts₦0
Remboursement total des prêts₦0

Le remboursement du prêt s’ajoute à vos économies mensuelles. Les chiffres sont des estimations basées sur les taux publiés par GTCS. Les modalités définitives de votre prêt seront confirmées une fois votre demande de prêt approuvée.

Demandez ce prêt
How to apply

The process of obtaining a loan.

Be a member

Loans are for registered GTCS members. Join here if you're new.

Get the loan form

Download the loan form from our resources page and fill it.

Sign up 2 guarantors

Get two guarantors who are GTCS members to sign your form.

Email it to us

Send the completed form to [email protected].

Who can be a guarantor?

A guarantor must have been a GTCS member for three months or more, and must not have defaulted on paying back their own loan. Guarantors take responsibility for repayment if the borrower defaults.

Download the loan form

Fill it, get it signed, and email it to [email protected].

Download form

Questions?

Talk to our loans team

Not sure which loan fits you, or need help with your form? Reach us any way you like.

Ask about a loan

We reply during office hours, Monday to Saturday.

Nos partenaires de confiance

Not a member yet?

Join GTCS today and you can access a soft loan within 24 hours of membership.

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