Terms of Service
By accessing or using the GTCS website, you agree to these Terms of Service. Please read them carefully.
1. Acceptance of terms
By accessing or using the website of God’s Treasury Cooperative Society (GTCS), located at www.godstreasury.com (“Website”), you agree to comply with and be legally bound by these Terms of Service. If you do not agree, you should discontinue use immediately.
These Terms apply to all visitors, users, and others who access or use the Website.
2. Use of the website
You agree to use this Website only for lawful purposes and in accordance with applicable Nigerian laws, including but not limited to:
- Nigeria Data Protection Regulation (NDPR)
- Cybercrimes (Prohibition, Prevention, etc.) Act, 2015
- Nigerian Communications Commission (NCC) Internet Regulations
- Cooperative Societies Act (where applicable to services described)
You agree not to:
- Use the site to transmit any malware or harmful code
- Attempt to gain unauthorized access to systems or accounts
- Engage in fraud, misrepresentation, or illegal financial activity
- Violate the intellectual property rights of GTCS or third parties
3. Intellectual property
All content on this Website, including text, graphics, logos, icons, images, audio clips, software, and layout, is the property of GTCS or licensed third parties and is protected under Nigerian copyright and intellectual property laws.
You may not:
- Copy, reproduce, republish, upload, or distribute any material without written permission
- Modify or reverse-engineer any part of the Website
4. Privacy policy
By using our Website, you acknowledge and consent to our Politique de confidentialité, which governs how we collect, store, and process personal data in compliance with the NDPR.
We do not sell or rent your data to third parties. Data collected is used only to improve user experience, respond to inquiries, and deliver relevant GTCS services.
5. User accounts and forms
If you submit any forms (e.g., contact, registration, investment inquiries), you agree to provide accurate, current, and complete information. You may not impersonate another person or entity.
GTCS reserves the right to refuse service, disable form submissions, or restrict access if misuse is detected.
6. Third-party links
Our Website may contain links to external websites for informational purposes. GTCS is not responsible for the content, accuracy, or data handling practices of third-party sites. Use them at your own discretion.
7. Disclaimers
The content provided on this Website is for general information purposes only and does not constitute legal, financial, or professional advice. GTCS makes no guarantees regarding:
- The completeness or accuracy of content
- Continuous, error-free website operation
- The outcome of any financial or cooperative decision made through website information
8. Limitation of liability
GTCS, its officers, employees, and agents shall not be liable for any direct or indirect damages resulting from:
- Use or inability to use the Website
- Unauthorized access or alteration of data
- Errors, delays, interruptions, or cyber-attacks
You use this Website at your own risk.
9. Modifications
GTCS reserves the right to update or modify these Terms of Service at any time without prior notice. Any changes will be posted on this page with an updated effective date.
Your continued use of the Website after changes are made constitutes acceptance of those changes.
10. Governing law
These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes arising out of or in connection with this Website shall be subject to the exclusive jurisdiction of Nigerian courts.
11. Contact us
For any questions regarding these Terms of Service, please contact:
- Email: [email protected]
- Phone: +234 701 187 1220
- Address: 11 Ogunmefun Street, Off Bawala Street, Pedro, Somolu, Lagos, Nigeria
By using this Website, you agree to these Terms of Service.
Contact us about this policy.
If you have any questions or concerns, reach us any way you like.
