Loan Refund
Loan Refunds are done in installments.
All installments are written as post-dated cheques at the point of accessing loan. The ratio of paying soft loans back is 40:35:25.
Regular loan is paid back in equal ratio for the period of time chosen by the loaner, not more than twelve months.
Note:
An additional one thousand naira (N1, 000) shall be added to every first installment as the cost for loan form and loan transfer (bank charges).
Any loan accessed between the first days of the month to the 25th of the month is meant to be paid back by that month end.
So, no one can get a loan on the 20th of this month for instance and say, I’ll start paying next month end.
What do we Stand for?
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Travel and AviationNormcore cornhole synth, keffiyeh asymmetrical vaporware hell of. Sartorial leggings butcher pork
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Strategic PlanningNormcore cornhole synth, keffiyeh asymmetrical vaporware hell of. squid vinyl leggings butcher pork
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Cunsumer ProductsWoke raw denim seitan post-ironic, twee flannel bicycle rights gastropub direct trade sriracha
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Surface TransportCronut semiotics portland, truffaut tumeric forage polaroid tacos before they sold out gluten-free
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EnvironmentWoke raw denim seitan post-ironic, twee flannel bicycle rights gastropub direct trade sriracha
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Financial ServicesTruffaut tumeric forage polaroid tacos before they sold out gluten-free loko synth pabst gentrify.
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Cunsumer ProductsWoke raw denim seitan post-ironic, twee flannel bicycle rights gastropub direct trade sriracha
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Surface TransportCronut semiotics portland, truffaut tumeric forage polaroid tacos before they sold out gluten-free
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EnvironmentWoke raw denim seitan post-ironic, twee flannel bicycle rights gastropub direct trade sriracha
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Travel and AviationNormcore cornhole synth, keffiyeh asymmetrical vaporware hell of. Sartorial leggings butcher pork
-
Financial ServicesTruffaut tumeric forage polaroid tacos before they sold out gluten-free loko synth pabst gentrify.
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Strategic PlanningNormcore cornhole synth, keffiyeh asymmetrical vaporware hell of. squid vinyl leggings butcher pork
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EnvironmentWoke raw denim seitan post-ironic, twee flannel bicycle rights gastropub direct trade sriracha
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Cunsumer ProductsWoke raw denim seitan post-ironic, twee flannel bicycle rights gastropub direct trade sriracha
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Travel and AviationNormcore cornhole synth, keffiyeh asymmetrical vaporware hell of. Sartorial leggings butcher pork
-
Financial ServicesTruffaut tumeric forage polaroid tacos before they sold out gluten-free loko synth pabst gentrify.
-
Surface TransportCronut semiotics portland, truffaut tumeric forage polaroid tacos before they sold out gluten-free
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Strategic PlanningNormcore cornhole synth, keffiyeh asymmetrical vaporware hell of. squid vinyl leggings butcher pork
Working with experts around the world
25%
Travel and Aviation
Normcore cornhole synth, keffiyeh asymmetrical vaporware hell of.
63%
Strategic Planning
Normcore cornhole synth, keffiyeh asymmetrical vaporware hell of.
90%
Travel and Aviation
Normcore cornhole synth, keffiyeh asymmetrical vaporware hell of.
Our story
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2008
Company Foundation
Early start of our company and the first step into the business administration market.
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2009
New Products Integration
Development of new innovative solutions for finance.
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2011
Business Collaboration
The beginning of active interaction with our business partners.
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2013
Customer Care Support
All of our products are aimed at realizing the goals of our users.
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2016
Far Growing On Services
We pursued to bring a high-quality and widely-ranged finance deliberation to our partners.
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2018
New Spots of Offices Over the World
Gradually spread the overall influence and gaining more recognition based on our first-class services.
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2021
Advanced Options for Technology Sector
Researching and starting to embrace innovative branches in hi-tech and digital world.
Meet our team
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Regina Aitsebaomo
Business AdvidorOlukunle Oluwasemowo is a medical researcher, academic and molecular scientist. He has a PhD in...
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Layo Obidike
Business AdvidorOluwabunmilayo, fondly called Layo or Bunmi, is a transformational specialist with about two decades...
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Ayoola O. Oluwasemowo
Founder & CEOAyoola is a seasoned Legal Practitioner and a senior member of the Nigeria Bar. Ayoola is a seasoned...
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Ariyo David Oke
Chief Finance OfficerDavid brings his experience of many years as a senior executive leadership in educational management....
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Ehinmowo Micheal Temitayo
VP Sales and MarketingEmmanuel leads the Compliance Team of The God’s Treasury Cooperative. With his knowledge of IT,...
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Clients Feedback

With great accountability, customer service, and transparency, GTCS Cooperative is trustworthy, and I highly recommend it.

I came across GTCS online while searching for a reliable cooperative society to join. I was skeptical, but with faith, I went ahead. Long story short, I’m glad I did. GTCS has proven to be trustworthy, offering valuable benefits to its members, ranging from loans to real estate investments and agriculture, regardless of when you join.

I have peace knowing that my money is safe and I have the support I need without going through a long, tedious process. God’s Treasury Cooperative has helped cushion the effects of financial burdens for me, and I am grateful for that. Kudos to Mr. John for making the process easy and helpful with good financial decisions.

I will say the entire team is incredibly cooperative; they are always ready to listen to our needs and implement feedback promptly. Their expertise and dedication were evident in every step of the process, ensuring that the final result was exactly what we envisioned.
GTCS cooperative is always a go-to area for everyone.

God’s Treasury Cooperative has exceeded my expectations and added colour to my life. It helped me see that it can be the starting point of one’s upliftment. It truly is one in a million. God bless the Cooperative.

God’s Treasury Cooperative offers a wide range of services that are tailored to meet the diverse financial needs of its members, such as:
Flexible savings schemes that encourage financial discipline and long-term planning.
Accessible loan facilities with fair interest rates and convenient repayment terms that empower members to grow businesses, invest in education, or meet personal needs.